_6. paying out of your own pocket for learning.

お金.jpg
That means so-called "investment for yourself".
It's not so hard. I guess the first rough indication is about a million yen. I spend a million in just rookie year.
If you didn't attend seminars except ones provided by the Board of Education, or you were enjoying just only your hobbies all of your holidays, or you didn't buy just only a few books a month.....It would be hopeless that your improvement comes true.

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なるほど(納得、参考になった、ヘー)
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